Life Insurance About
source(google.com.pk)
To be a member of the AAFMAA family, you just need to submit a Life Insurance application, meet the medical requirements and have a Life Insurance policy issued for your own life. You can then purchase additional policies for yourself, Spouse, children and grandchildren.
When looking for Military Life Insurance, you’ve probably come across countless clauses in the fine print of the application. Clauses in Life Insurance contracts usually eliminate or limit the amount of death benefit paid. A war clause might impact the death benefit if the insured dies as a result of war, a terrorism clause might affect the death benefit if the insured dies as a result of a terrorist act and the same goes for an aviation clause. At AAFMAA, we don’t think this makes sense.
You’re going to fight for this country in a war, possibly against terrorists and possibly in an aircraft. If you die during this time, the chances of it being in one of these three areas is almost certain. It seems like some Life Insurance companies have the upper hand.
AAFMAA coverage is available up to $1,000,000 no matter what type of harm you may encounter.
All AAFMAA Policies Include:
No war clause
No aviation clause, exclusion or surcharge
No terrorist clause
Continuation after separation or retirement from the Military (as policy allows)
Survivor Assistance Services
No coverage limitations based on deployment status
Maximum total coverage up to $1,000,000 ($800,000 maximum for term policies)
Membership Eligibility
All ranks of Army, Air Force, Coast Guard, Marine Corps, and Navy who are:
Active Duty (or within 120 days after separation)
Guard or Reserve (full or part time)
USAFA, USCGA, USMA, USMMA, and USNA cadets or midshipmen
ROTC contract/scholarship cadets
Army, Air Force, Coast Guard, Marine Corps, and Navy retirees
Honorably Discharged Veterans residing in Connecticut, Florida, Hawaii, Maryland, North Carolina, Oklahoma, South Carolina, or Virginia
Which Policy or Program is Best for You?
Active Duty Military Personnel
Career Assistance Program (CAP)
Level Term I
Level Term II
Value-Added Whole Life
5 Year Renewable Term
Age 45+ and Retirees
Level Term II
EZ Term
Value-Added Whole Life
ANNUITYLife
Spouses
Level Term I
Level Term II
Value-Added Whole Life
5 Year Renewable Term
ANNUITYLife
Children and Grandchildren
Level Term I (ages 18-23 years only)
Value-Added Whole Life (ages 6 months - 23 years)
Generations Plus (ages 15 days - 12 years, $10,000 - $30,000 coverage)
Cadets
Career Assistance Program (CAP)
Free Introductory Membership and $4,000 Term Life Insurance
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